Misty Lapham

Vice President of Mortgage Lending

"Don't be afraid to give up the good to go for the great!"

Here at the Misty Lapham Group, we have successfully funded over a billion dollars in residential mortgage loans of all types! We use our "outside of the box" thinking to help more clients than our competition!

We assist everyone ranging from first-time homebuyers, our Veterans, the more complex self-employed clients and everyone in between. We make our clients' loan experience stress-free and as simple as possible.

We have a true passion for exceeding expectations and getting the job done WELL! I have a true heart for philanthropy supporting many local charities, I love my "board" meetings on my paddleboard or snowboard, and I am an active mother of two great kids!

- Misty Lapham

Our Experienced Mortgage Team

The Team

Outperforming
our Competition

How we exceed expectations:

Pre-Approval Stage

  • Thorough "Initial Consultation" of your current financial situation.
  • Discuss short-term and long-term goals.
  • Receive a video message from me introducing you to the MLG Family
  • Conduct a full credit analysis. • Suggestions, if any, to improve the FICO score.
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COMPETITION

Pre-Approval Stage

  • Phone call or email from loan officer asking brief questions.
  • Cursory review of income and assets documents requested,
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During a Live Transaction

  • Conduct a "Third Consultation" once your offer is accepted and contract is received.
  • Ensure loan terms previously discussed still apply.
  • Re-confirm down payment and finalize all terms of your loan.
  • Lock loan terms to avoid volatility in the market.
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COMPETITION

During a Live Transaction

  • Loan Officer conducts a cursory review of the contract,
  • Loan Officer has a brief call to lock the loan.
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CALCULATE MORTGAGE PAYMENTS

Client Reviews

  • Lindsay W.

    Misty and her team are awesome! Thank you for helping educate me through the process, we are beyond excited to be in our dream home!

  • Dax M.

    I met Misty in Austin in the 90s. She has done all my residential lending across multiple states ever since. In 2019 she helped me secure incredibly favorable terms on a $4M jumbo note for one of my homes. She is a consummate professional, and as tenacious as she is smart, loyal and honest.

  • Chris K.

    VA loan experts. Misty and her team are professional, knowledgeable and provide a 5 star experience!

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The Misty Lapham Group

the rescue lender

We rescue loans other lenders attempted to do! Sellers are nervous, Buyers aren't releasing contingencies...

Misty Lapham Group to the Rescue!

Beat Out
Competing Offers
& Cash Buyers

Write the winning offer

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Think Yes
Turn a No into a YES


We Offer Niche Loan Products